Equifax FCRA Duplicate Reporting Settlement
Closed · Claim deadline was September 1, 2026 · Published July 23, 2026 · Updated September 10, 2026
Am I eligible for the Equifax settlement?
You may qualify if Equifax mailed you a "Duplicate Reporting Letter" in August or September 2022 stating a collection account may have appeared more than once in your Equifax file. Filing a claim can pay up to $600; those who don't file receive six months of credit monitoring. The class period is August 1, 2022 to December 31, 2027. No proof of purchase is required to file.
| Status | Closed |
|---|---|
| Estimated payout | Up to $600 per person (estimate) |
| Claim deadline | September 1, 2026 |
| Class period | August 1, 2022 to December 31, 2027 |
| Proof required | No |
| Official claim site | duplicateaccountfcrasettlement.com |
What is this settlement about?
Equifax allegedly violated the Fair Credit Reporting Act by reporting the same collection account more than once on consumer credit reports, which the lawsuit says inaccurately lowered creditworthiness and caused financial harm. Equifax agreed to a $2.2 million settlement without admitting wrongdoing.
How to file a claim
This settlement is closed. See settlements that are still open.
Check which other settlements you qualify for
Frequently asked questions
How much will I get from the Equifax settlement?
Up to $600 per person (estimate). Actual payments can differ from this estimate once claims are counted.
Do I need proof of purchase for the Equifax settlement?
No. This settlement does not require proof of purchase to file a claim.
When is the deadline for the Equifax settlement?
The claim deadline was September 1, 2026. The claim window is closed.
Is ClaimWise a law firm or the settlement administrator?
No. ClaimWise is not a law firm, does not provide legal advice, and is not affiliated with any court or settlement administrator. Some listings are attorney advertising.
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Sensor Tower is not a law firm, does not provide legal advice, and is not affiliated with any court or settlement administrator. Some listings are attorney advertising. Sensor Tower has commercial relationships with law firms and with advertising agencies, and may receive compensation when you submit your information.