$100M Equifax Credit Score Error (FCRA) Settlement
Open for claims · Claim deadline December 28, 2026 · Published October 19, 2026 · Updated October 19, 2026
Am I eligible for the Equifax settlement?
U.S. residents whose credit score or attributes were affected by the Equifax OMS issue and reported to a third party in connection with a credit, insurance or service application, as identified in the settlement's OMS analysis. No proof of purchase is required to file.
| Status | Open for claims |
|---|---|
| Estimated payout | $95 - $280 per person (estimate) |
| Claim deadline | December 28, 2026 |
| Proof required | No |
| Official claim site | www.veritaconnect.com |
What is this settlement about?
Equifax allegedly reported inaccurate credit scores and credit attributes to lenders and other businesses because of a coding problem in its online modeling system (OMS), in violation of the Fair Credit Reporting Act.
How to file a claim
- Check the eligibility rules above.
- File your claim on the official settlement website before December 28, 2026.
- Keep your confirmation email or claim ID.
Check which other settlements you qualify for
Frequently asked questions
How much will I get from the Equifax settlement?
$95 - $280 per person (estimate). Actual payments can differ from this estimate once claims are counted.
Do I need proof of purchase for the Equifax settlement?
No. This settlement does not require proof of purchase to file a claim.
When is the deadline for the Equifax settlement?
Claims must be filed by December 28, 2026.
Is ClaimWise a law firm or the settlement administrator?
No. ClaimWise is not a law firm, does not provide legal advice, and is not affiliated with any court or settlement administrator. Some listings are attorney advertising.
SensorTower, Inc. is the owner of ClaimWise (“Sensor Tower”). The information provided is for informational purposes only and should not be relied on as legal advice.
Sensor Tower is not a law firm, does not provide legal advice, and is not affiliated with any court or settlement administrator. Some listings are attorney advertising. Sensor Tower has commercial relationships with law firms and with advertising agencies, and may receive compensation when you submit your information.