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$30M Equifax Hard Inquiry Dispute Settlement

Open for claims · Claim deadline November 29, 2026 · Published October 11, 2026 · Updated October 11, 2026

Am I eligible for the Equifax settlement?

US residents who, per Equifax's records, disputed one or more hard inquiries with Equifax between Oct. 4, 2016 and March 27, 2026. The class period is October 4, 2016 to March 27, 2026. No proof of purchase is required to file.

StatusOpen for claims
Estimated payout$100 - $400 per person (estimate)
Claim deadlineNovember 29, 2026
Class periodOctober 4, 2016 to March 27, 2026
Proof requiredNo
Official claim sitewww.equifaxdisputeclassaction.com

What is this settlement about?

Consumers say Equifax didn't properly investigate when they disputed hard inquiries on their credit reports, often just replying that inquiries are a factual record of file access.

How to file a claim

  1. Check the eligibility rules above.
  2. File your claim on the official settlement website before November 29, 2026.
  3. Keep your confirmation email or claim ID.

Check which other settlements you qualify for

Frequently asked questions

How much will I get from the Equifax settlement?

$100 - $400 per person (estimate). Actual payments can differ from this estimate once claims are counted.

Do I need proof of purchase for the Equifax settlement?

No. This settlement does not require proof of purchase to file a claim.

When is the deadline for the Equifax settlement?

Claims must be filed by November 29, 2026.

Is ClaimWise a law firm or the settlement administrator?

No. ClaimWise is not a law firm, does not provide legal advice, and is not affiliated with any court or settlement administrator. Some listings are attorney advertising.

SensorTower, Inc. is the owner of ClaimWise (“Sensor Tower”). The information provided is for informational purposes only and should not be relied on as legal advice.

Sensor Tower is not a law firm, does not provide legal advice, and is not affiliated with any court or settlement administrator. Some listings are attorney advertising. Sensor Tower has commercial relationships with law firms and with advertising agencies, and may receive compensation when you submit your information.